Syllabus Covered in E-Book Pack

1: History of Banking in India

History of Banking since ancient India; Beginning of modern banking; First Banks of India; Presidency Banks; Origin of RBI; Nationalization of Banks; Narsimham Committee; Time Line & Important Dates in banking history.

2:  Structure of Banking in India

Difference between Scheduled and non-scheduled banks; Different types of Scheduled Commercial Banks; State Bank of India, Private Banks, Old private banks and new private banks, Foreign Banks in India, Share of Foreign Banks in Banking Business; RBI policy towards Foreign Banks in India; Regional Rural Banks ; Cooperative Banking; Types of Banking.

3: Reserve Bank of India

Origin, Nationalization and structure of RBI, Monetary policy, Currency in India, Banker to the Banks, Banker to the Governments; Ways and Means advances, LORL, other related concepts

4: Banking Business

Major Functions of Banks; Types of Deposits and Accounts; Account Operation in Banks; Individual, joint, minor, women, HUF accounts; NRI Accounts; Deposit Insurance; Bancassurance; Lending policy of the commercial banks; Major safety issues banks need to consider in lending policy; Credit Creation; Different types of credits; Types of Loans; General modes for securing advances; NPAs; Priority Sector Lending.

5: Debit Card, Credit Card and Micro-Credit

History of Credit Cards; Key facts about Credit Card and Debit Card;  Differences between Debit Card and Credit Card; Major players in the Credit Card transactions; Types of Cards; Size, Number of Cards; National Payments Corporation of India’s (NPCI);  Credit Card Business; Kisan Credit Card Scheme; Micro Finance Development Fund

6: Negotiable Instruments

Definition of NI; Cheque, Draft; Promissory Notes; Bill of Exchange; Crossing; Endorsing and other related concepts’ CTS-2010.

7: Global Banking Regulatory Framework & Basel-III

Common objectives of Banking Regulation; General Principles of Banking Regulation; Basel-I; Basel-II; Basel-III; Capital Adequacy; Capital to Risk (Weighted) Assets Ratio (CRAR); Tier-1 and Tier-2 Capital; Three pillars of Basel-III; Common Equity; Key differences between Base-II and Basel-III; Risk weighted assets; Asset Liability mismatch.

8: Money Markets

Segments of money markets in India; Various instruments of Money Markets; Call Money, Notice Money and Term Money Markets; Commercial Bills; Certificate Of Deposits (CDs); Commercial Paper (CP); Money Market Mutual Funds (MMMFs); Repo and Reverse Repo auctions; Discount And Finance House of India (DFHI); Various problems of Money Markets in India ; Salient features of Indian Money Market ; Main functions of Money Markets; Money supply & Total Stock of Money; Narrow Money, Broad Money, Reserve Money

9: Capital Markets

Types of companies in India; Limited Companies; Concept of Shareholding; Different Types of Share Capital; Capital Reserves versus Reserve Capital; Types of Shares; Equity Shares; Preference Shares; Process of issuing shares; Prospectus, IPO, Red Herring Prospectus; FPO; Stock Markets; Debt Instruments-Debentures; G-secs

10: Derivatives, Investments and Futures

Different Types of Derivatives; Long Term & Short term Investment Options; Spot contract; Non-Deliverable Forward; Option Premium; Commodity Future Market in India; Investments

11: Non Banking Financial Companies

Definition of NBFC; Regulation of NBFCs; Difference between NBFC and Banks; Investment Company (IC); Loan Companies (LC); Infrastructure Finance Company (IFC); Systemically Important Core Investment Company (CIC-ND-SI); Infrastructure Debt Fund (IDF-NBFC); Non-Banking Financial Company -Micro Finance Institution (NBFC-MFI); Asset Finance Company(AFC); Non-Banking Financial Company – Factors (NBFC-Factors); Residuary Non-Banking Company; Do Multi-Level Marketing companies, Chit funds etc.

12: Insurance Industry in India

History of Life Insurance; Life Insurance; General Insurance;  IRDA; Insurance Ombudsman; Integrated Grievance Management System; Insurance Repository; Privatization of Life Insurance in India; Foreign Direct Investment (FDI) Policy in Insurance Sector; Types of Life Insurance; Health Insurance In India; Employee’s State Insurance Corporation; Future of Insurance Sector; Select Terms related to Insurance Sector

13 : Glossary of Important Terms

Important terms and concepts related to Finance, Business and Economy sector

14: Government Schemes

New Government Schemes by NDA Government; Soil Health Card Scheme; Pradhan Mantri Jan Dhan Yojana; Digital India Programme; Sansad Adarsh Gram Yojana; Ustad Scheme; ‘Housing For All By 2022′ Scheme; Namami Gange Project; Pradhan Mantri Krishi Sinchayee Yojana; Shramev Jayate (Pandit Deendayal Upadhyay Shramev Jayate Karyakram); National Ayush Mission; Jeevan Pramaan; Vanbandhu Kalyan Yojana; Paramparagat Krishi Vikas Yojana; Mudra Bank And Pradhanmantri Mudra Yojana; Pradhan Mantri Suraksha Bima Yojana; Pradhan Mantri Jeevan Jyoti Bima Yojana; Atal Pension Yojana; Senior Citizen Welfare Fund; Self Employment And Talent Utilization (Setu) Scheme; Shramev Jayate (Pandit Deendayal Upadhyay Shramev Jayate Karyakram); National Health Assurance Mission; Mission Indradhanush; Old Government (Active) Schemes

15. Latest Developments in Banking

Monetary Policy Review & Current Rates (June 2015), New Private Bank Licenses (NOHFC), Payment Banks, Small Finance Banks, Collective Investment Schemes, New Banking Licenses to IDFC and Bandhan, Indian Banks Base Rate (IBBR), P. Vijaya Bhaskar Committee’s recommendations, Rupay, PJ Nayak Committee Report, Dual Currency Bonds, Bharatiya Mahila Bank, Systemically Important Banks (SIBs), Asian Infrastructure Investment Bank (AIIB), New Kisan Vikas Patra, Inflation Targetting.

16. Small Finance Banks and Payment Banks

Small Payment Banks: Eligibility, Scope of activities, Busines Model; Payment Banks: Eligibility, Scope of Activities, Business Model. Comparison of Business Model of Payment Banks and Small Finance Banks