Banking Awareness – 2020 for IBPS, RBI, SBI, NABARD and other Bank Examinations

Welcome to GKToday’s Banking Awareness Section. This section shows 100 random questions from GKToday’s Banking Awareness MCQs.

A chapterwise course of all the 925 questions divided into 88 Chapters in Banking Awareness is Available in GKToday’s Academy app for android mobiles.
81. Which of the following does the most to reduce default risk for futures contracts?

[A] High liquidity
[B] Flexible delivery arrangements
[C] Marking to market
[D] Credit checks for both buyers and sellers

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82. Which of the following pairs is correctly matched?

[A] FTSE-New York
[B] Hang Seng-Korea
[C] Nikkei-Japan
[D] S&P-London

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83. Which of the following is not necessarily involved in an IPO process?

[A] Registar of Issues
[B] Investment bank
[C] Register of companies
[D] Underwriter

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84. Which among the following NBFC are not excluded from the Ombudsman scheme for NBFC?

[A] Deposit accepting NBFCs
[B] NBFC-IFC
[C] Core Investment Company
[D] IDF-NBFC

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85. Which of the following NBFCs are involved in investing the pooled capital of investors in financial securities?

[A] Loan Companies
[B] CIC-ND-SI
[C] IDF-NBFC
[D] Investment Company

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86. Which of the following NBFCs provides finance to the public whether by making loans or advances?

[A] Asset Finance Company
[B] Investment Company
[C] Loan Companies
[D] Infrastructure Finance Company

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87. As per the guidelines issued by RBI, all NBFC-MFIs should maintain an aggregate margin cap of not more than how much percent?

[A] 8 per cent
[B] 9 per cent
[C] 10 per cent
[D] 12 per cent

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88. Which of the following type of CICs are exempted from the requirement of registration with RBI?

[A] CICs with assets above Rs. 10 crore
[B] CICs with assets above Rs. 100 crore
[C] CICs with assets above Rs. 200 crore
[D] None of the above

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89. Financial service companies excludes which of the following?

[A] Commercial banks
[B] Insurance companies
[C] Crepitating agencies
[D] Sole proprietorship

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90. Which of the following is the benefit of credit-rating to investors?

[A] Safeguard against bankruptcy
[B] Saving of resources
[C] Credibility of issues
[D] All of the above

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