Banking Awareness – 2020 for IBPS, RBI, SBI, NABARD and other Bank Examinations

Welcome to GKToday’s Banking Awareness Section. This section shows 100 random questions from GKToday’s Banking Awareness MCQs.

A chapterwise course of all the 925 questions divided into 88 Chapters in Banking Awareness is Available in GKToday’s Academy app for android mobiles.
81. In which markets, transactions are done through computers and telephone without any specific location?

[A] over the counter markets
[B] past counter market
[C] Future counter market
[D] Capital counter market

Show Answer

82. Type of exchange members who only buy and sell for their personal account are classified as which of the following?

[A] non-investment traders
[B] Commercial traders
[C] Professional traders
[D] Investment traders

Show Answer

83. Standardized futures contracts exist for all of the following underlying assets except which of the following?

[A] Treasury bonds
[B] Gold
[C] Common stocks
[D] Stock index

Show Answer

84. What is the minimum net owned fund requirement for NBFCs?

[A] Rs 200 lakh
[B] Rs 250 lakh
[C] Rs 25 lakh
[D] Rs 100 lakh

Show Answer

85. Under NBFC– Peer to Peer Lending Platform Directions, 2017 by RBI, what is the aggregate exposure limit of a single lender to all borrowers at any point of time, across all P2Ps?

[A] Rs 50 lakh
[B] Rs 5 lakh
[C] Rs 10 lakh
[D] Rs 15 lakh

Show Answer

86. The tenure of the loan issued by NBFC-MFI to the borrower should not be less than 24 months for loan amount in excess of how much amount?

[A] Rs. 30,000
[B] Rs. 20,000
[C] Rs. 15,000
[D] Rs. 25,000

Show Answer

87. NBFC-Infrastructure Finance Companies must have at least what per cent of its total assets in infrastructure loans?

[A] 80%
[B] 50%
[C] 75%
[D] 70%

Show Answer

88. Which of the following is NOT the net assets in investing in the equity shares in group companies?

[A] cash & bank balances
[B] money market instruments
[C] money market mutual funds
[D] All of the above

Show Answer

89. Which of the following is the eligibility parameters for NBFCs as sponsors of IDF-MF?

[A] The NBFC should have a minimum Net Owned Funds (NOF) of Rs.300 crore
[B] Its net NPAs should be less than 3% of net advances
[C] It should have been in existence for at least 5 years
[D] All of the above

Show Answer

90. A merchant bank is a financial institution conducting money market activities and which of the following?

[A] Lending
[B] Underwriting and financial advice
[C] Investment service
[D] All of the above

Show Answer