Banking terms

branch-banking

What is Branch Banking?

Branch Banking is still an integral part of Indian banking system as most Indians still believe in cash transactions and prefer to visit banks in person for routine banking operations. Bank branches are the face of the banks where customers…

interview

Common Bank Interview Questions

Here is the list of common questions asked to our readers in their banking interviews. Most of the questions asked in banking interviews are related to banking terms and current trends in Indian Economy. What is Balance of Trade? The…

M-narsimham

First Narasimham Committee

The Narasimham Committee  was established under former RBI Governor M. Narasimham in August 1991 to look into all aspects of the financial system in India. The report of this committee had comprehensive recommendations for financial sector reforms including the banking…

cash

Cash Reserve Ratio

The Cash Reserve Ratio is the amount of funds that the banks are bound to keep with Reserve bank of India as a portion of their Net Demand and Time Liabilities (NDTL). The objective of CRR is to ensure the…