Regional Rural Banks


The nationalization of the banks in 1969 boosted the confidence of the public in the Banking system of the country. However, in the early 1970s, there was a feeling that even after nationalization, there were cultural issues which made it difficult for commercial banks, even under government ownership, to lend to farmers. This issue was taken up by the government and it set up Narasimham Working G…

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Last Updated: June 16, 2015

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  • Anubhav

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  • Nash

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  • gokila

    really use full information thanks a lot

  • M.C.Pande

    Pl add-
    1995 196
    2000 196
    2005 196
    2006 133
    2012 82
    2013 67

  • mounika

    sir, could you explain what were the cultural issues that made it difficult for commercial banks to lend rural people?
    Thank you very much for your study material sir, it is really precious one.

    • amit

      Funding rural segment is not a profitable business and commercial banks has to grow in terms of profits also.

  • Nivas

    can u please clarify my doubt……..
    RRBs were owned by the central,state governments and the sponsor bank who held shares in the ratio as follows
    1.50% 15% 35% (according to this site)
    2.60% 20% 20% (according to some other site)
    which one is correct ? 1 or 2

  • pooja

    hii nivas option 1 is correct 50 15 35 is right

  • gunda shankar

    sir your site is superb its very useful to me

  • k.haribabu

    thanku sir it is very us full to my project work thanks alot.

  • Sunil Kumar Barde

    thanks for giving priceless knowledge one of the best site

  • akash mudhale

    Sir when will be state level rrb in karnataka.still what time does
    this project takes

  • sunil patel

    When state one level rrb in Gujarat state?

  • chanti

    I love this….sir please make the banking terminology some what easy by giving natural examples…..thank u

  • kamal pandey

    sir your site is very useful for those people who preparation of comptitive exam so like this site

  • santhoshdeveloper

    Such a brilliant article ….