vipul said on October 31st, 2009

in q 2 i think smishing is used on mobile phone because vishing is used over telephones and not cells

Rahul said on November 1st, 2009

yes vipul is true,vishing is criminal practise of using social engineering techniques over phone to get access to private information.

Bobby Francis Joseph said on November 1st, 2009

The comment made about second question seems correct. The typical vishing scam makes use of Voice over Internet protocol (VoIP), which allows people to talk over their computer lines, and can allow for multiple dialings of numbers at the same time. Scammers may work from a list of regional phone numbers or even from a phone book, but what they mainly do is call everyone they can and leave an automated message saying the person’s credit card or bank account has been compromised, depleted or closed.
People who are left a message are given instructions to call a number to get more information about this alleged compromise. Scammers often use toll free numbers for this purpose and may even have, for people with caller ID, the legitimate name of the company that is supposedly calling. When people call the number, they’re instructed to dial in their credit card number or bank account number, and even sometimes information like personal identification numbers (PINs), or their social security number. Once this information is obtained, callers may speak to a person posing as a “representative” or they may never get to a representative, and are placed on hold. Meanwhile, the damage is done and the scammers may then use information to steal money or credit card numbers.

ravi said on November 16th, 2009

IT WILL CLEAR ALL THE DOUBT IN QUES.2
Vishing is the criminal practice of using social engineering over the telephone system, most often using features facilitated by Voice over IP (VoIP), to gain access to private personal and financial information from the public for the purpose of financial reward. The term is a combination of "voice" and phishing. Vishing exploits the public's trust in landline telephone services, which have traditionally terminated in physical locations which are known to the telephone company, and associated with a bill-payer. The victim is often unaware that VoIP makes formerly difficult-to-abuse tools/features of caller ID spoofing, complex automated systems (IVR), low cost, and anonymity for the bill-payer widely available. Vishing is typically used to steal credit card numbers or other information used in identity theft schemes from individuals.
Vishing is very hard for legal authorities to monitor or trace. To protect themselves, consumers are advised to be highly suspicious when receiving messages directing them to call and provide credit card or bank numbers. Rather than provide any information, the consumer is advised to contact their bank or credit card company directly to verify the validity of the message.[citation needed]
There is technology that monitors all public switched telephone network (PSTN)-based traffic and can identify vishing attempts as a result of patterns and anomalies in call activity. One example is a multiple calls from a limited set of skype numbers to call centers.

Vijayan said on December 30th, 2009

SUPER BHAIAH

Sudhir,Mumbai said on January 21st, 2010

Good Question and even clarification by post by other freiend is superb.Thank You For providing such phenomenoal service......

$hamim said on February 9th, 2010

Sir 9th Ques is very good...keep posting like this...

Mandeep Singh Jaggi said on February 19th, 2010

vishing is related to voice both phone or mobiles etc. While smishing is related to SMS i.e only mobiles (SMS + phishing).

Anonymous said on February 26th, 2010

thnk u Sir,

pls post new quiz on computer , For upcoming PO SBI ASS. Exam,

Its is a sincere request, pls reply

Anonymous said on February 26th, 2010

thnks a ton for great information Sir Ji

Anonymous said on March 2nd, 2010

Sir Ji , PLS post new Computer Awarness Quiz

bhavi said on May 27th, 2011

awesome....thank you all

shraddha said on September 13th, 2011

good site...thank you

Payal Agarwal said on September 19th, 2011

thank u sir plz post new quiz for bank clerical

v murali said on September 26th, 2011

pls provide more number of questions .its very good site

Renu Singh said on November 20th, 2011

A very helpful site to prepare for bank exams, please put more such questions.thanks

someone said on November 21st, 2011

some r so tough.but so good also.

Madhu sharma said on November 26th, 2011

Its realy worthreading quite informative keep it up

anupama said on November 26th, 2011

respected management this is given to us more encouragement.thank u

Shawna said on December 8th, 2011

Very useful...thanx...:)

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