GKToday’s Banking Awareness Section

This is a summary of Banking Awareness material of Bank Examinations Preparation Material Section of GKToday. We have recently updated our Bank PO Study Material and converted it into a set of dynamic modules in our new section Bankers Junction. Click here to Visit Bankers Junction. Here is a summary of Fundamental Banking Awareness Modules.

History of Banking in India

History of Banking since ancient India; Beginning of modern banking; First Banks of India; Presidency Banks; Origin of RBI; Nationalization of Banks; Narsimham Committee. Read this Module Here

Important Landmarks in Banking History of India

Time Line & Important Dates in banking history. Important Dates in history of RBI. Read This Module Here

Structure of Banking in India

Difference between Scheduled and non-scheduled banks; Different types of Scheduled Commercial Banks; State Bank of India, Private Banks, Old private banks and new private banks, Foreign Banks in India, Share of Foreign Banks in Banking Business; RBI policy towards Foreign Banks in India; Regional Rural Banks ; Cooperative Banking. Read This Module Here

Types of Banking

Basic Information about various types of Banking in India and elsewhere. Read This Module Here.

Reserve Bank of India

Origin, Nationalization and structure of RBI, Monetary policy, Currency in India, Banker to the Banks, Banker to the Governments; Ways and Means advances, LORL, other related concepts. Read This Module Here

Banking Business [Part-1]

Major Functions of Banks; Types of Deposits and Accounts; Account Operation in Banks; Individual, joint, minor, women, HUF accounts; NRI Accounts; Deposit Insurance; Bancassurance; Lending policy of the commercial banks; Major safety issues banks need to consider in lending policy. Read This Module Here

Banking Business [Part-2]

Credit Creation; Different types of credits; Types of Loans; General modes for securing advances; NPAs; Priority Sector Lending. Read This Module Here

Debit Card, Credit Card and Micro-Credit

History of Credit Cards; Key facts about Credit Card and Debit Card;  Differences between Debit Card and Credit Card; Major players in the Credit Card transactions; Types of Cards; Size, Number of Cards; National Payments Corporation of India’s (NPCI);  Credit Card Business; Kisan Credit Card Scheme; Micro Finance Development Fund. Read This Module Here.

Negotiable Instruments

Definition of NI; Cheque, Draft; Promissory Notes; Bill of Exchange; Crossing; Endorsing and other related concepts’ CTS-2010. Read This Module Here.

Global Banking Regulatory Framework & Basel-III

Common objectives of Banking Regulation; General Principles of Banking Regulation; Basel-I; Basel-II; Basel-III; Capital Adequacy; Capital to Risk (Weighted) Assets Ratio (CRAR); Tier-1 and Tier-2 Capital; Three pillars of Basel-III; Common Equity; Key differences between Base-II and Basel-III; Risk weighted assets; Asset Liability mismatch. Read This Module Here.

Money Markets in India

Segments of money markets in India; Various instruments of Money Markets; Call Money, Notice Money and Term Money Markets; Commercial Bills; Certificate Of Deposits (CDs); Commercial Paper (CP); Money Market Mutual Funds (MMMFs); Repo and Reverse Repo auctions; Discount And Finance House of India (DFHI); Various problems of Money Markets in India ; Salient features of Indian Money Market ; Main functions of Money Markets; Money supply & Total Stock of Money; Narrow Money, Broad Money, Reserve Money. Read This Module Here

Capital Markets [Part-1]

Types of companies in India; Limited Companies; Concept of Shareholding; Different Types of Share Capital; Capital Reserves versus Reserve Capital; Types of Shares; Equity Shares; Preference Shares; Process of issuing shares; Prospectus, IPO, Red Herring Prospectus; FPO; Stock Markets. Read This Module Here. 

Capital Markets [Part-2]

Debt Market, Debt Instruments-Debentures; G-secs. Read This Module Here.

Derivatives, Investments and Futures

Different Types of Derivatives; Long Term & Short term Investment Options; Spot contract; Non-Deliverable Forward; Option Premium; Commodity Future Market in India; Investments. Read This Module Here

Non Banking Financial Companies

Definition of NBFC; Regulation of NBFCs; Difference between NBFC and Banks; Investment Company (IC); Loan Companies (LC); Infrastructure Finance Company (IFC); Systemically Important Core Investment Company (CIC-ND-SI); Infrastructure Debt Fund (IDF-NBFC); Non-Banking Financial Company -Micro Finance Institution (NBFC-MFI); Asset Finance Company(AFC); Non-Banking Financial Company – Factors (NBFC-Factors); Residuary Non-Banking Company; Do Multi-Level Marketing companies, Chit funds etc. Read This Module Here. 

Insurance Industry in India

History of Life Insurance; Life Insurance; General Insurance;  IRDA; Insurance Ombudsman; Integrated Grievance Management System; Insurance Repository; Privatization of Life Insurance in India; Foreign Direct Investment (FDI) Policy in Insurance Sector; Types of Life Insurance; Health Insurance In India; Employee’s State Insurance Corporation; Future of Insurance Sector; Select Terms related to Insurance Sector. Read This Module Here

Glossary of Important Terms

Important terms and concepts related to Finance, Business and Economy sector. Read This Module Here. 

Small Finance Banks and Payment Banks

Small Payment Banks: Eligibility, Scope of activities, Busines Model; Payment Banks: Eligibility, Scope of Activities, Business Model. Comparison of Business Model of Payment Banks and Small Finance Banks. Read This Module Here.

 

Category: Banking Exams Material Section

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